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Your Guide to

Home Ownership

Cindi Brown Presents to Laura & Jeremiah Budnovich

Knowledge, Experience, Professionalism

Dear

Laura & Jeremiah Budnovich


Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Cindi Brown

- you're in great hands -

Meet

Cindi Brown

REALTOR®
(928) 433-8673
cindi.heathermacy@gmail.com
Cindi Brown full-time REALTOR® with RE/MAX By The Lake on the Macy Group Realtors team, proudly serving the beautiful resort community of Lake Havasu City, AZ. I hold the Resort & Second-Home Property Specialist (RSPS) certification and specialize in vacation homes, second homes, investment properties, and full-time desert living.

Clients consistently give me 5-star reviews for my communication, market knowledge, and dedication to making every real estate experience smooth and stress-free. With a strong background in healthcare, client care, and customer service, I bring organization, professionalism, and genuine care into every transaction.

Our team at Macy Group offers over 32 years of combined real estate experience, with three licensed agents, a marketing/client care coordinator, and a full-time transaction coordinator—ensuring every detail is handled with expertise.

Whether you’re buying or selling in Lake Havasu, I’m here to guide you with honesty, local insight, and results-driven service.
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
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Market Trends in Lake havasu city, AZ 86404

Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Unique Value I Provide My Clients

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★
Customized listing search to find the perfect home.

I Found

Properties For Sale in Lake Havasu City

Scan the QR code to see all listings
See all Listings
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Professional Network to help your purchase go smoothly

Professional Network

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Market insights as a result of my recent sales in your area

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
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Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

Customer Service Oriented! Cindi and Heather had done their homework prior to contacting me about my vacant lot, presented us with reasonable options, which ultimately led to the successful sale. Cindi constantly kept us advised throughout the entire process. Both were extremely professional, upfront and a pleasure to work with. Nick & Kathy Tippings
If I could give this team more stars, I would!! I am a licensed real estate agent in the Greater Phoenix area. This team went above and beyond to get our house sold. Tammy & Lawrence Seller
We bought a vacation home and are very happy with the experience! Cindi is an excellent realator. She listens and does not waste anyones time. She is knowledgeable and follows through. She met all of our expectations and continues to check in with us! She will remain at the top of our list as providing individual top notch service!
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Cindi was wonderful helping my wife and I find just the right place. Moving from out of state was stressful enough but Cindi worked closely with us and would do video walkthroughs whenever we we needed them. She was always available and responsive to every question or concern we had. She would give us her professional and personal opinions about homes and it Helped my wife and I find that perfect home. Even after a sale was complete she stayed in touch with us to make sure everything was going smoothly and she gave us updates on everything that was happening. We felt as if we had a a confidant taking care of our interest and everything that was happening. We couldn't recommend Cindi enough to people wanting to buy a home in Lake Havasu City.
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Cindi is just the person you need to sell your home and find a new one. And that is just what she did for me. She is really tuned in to the real estate market and trends and can help with good, sound advice. I was impressed by all the resources she could apply to selling my home, including advice on staging, showing and even the range of advertising. She was especially helpful when a buyer cancelled at the very last minute. She didn’t miss a beat and immediately got the sale right back on track. As for a new place in another state and city, Cindi was instrumental in finding just the right realtor for me. She was always upbeat and positive and just a delight to be around. She can not only be your realtor but could easily be your next friend.
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I had the pleasure of working with Cindi as the referring agent on a recent transaction, and she went above and beyond every step of the way. Even though her role was to refer the client, she stayed engaged throughout the process, checking in regularly to make sure her client’s experience was smooth and positive. Her communication was proactive, her professionalism was top-notch, and it was clear how much she truly cares about the people she works with. Collaborating with an agent like Cindi makes all the difference — I look forward to working together again in the future!
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Review has been shortened using AI, click the review to read the full review.

Review has been shortened using AI.

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each of my best clients. I recognize that real estate transactions are one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, you should feel strongly that mutual respect and understanding are key components of hiring me to help you accomplish real results starting right away.

Reviewing each other’s roles and responsibilities as we embark on the next steps together is how we can decide if we are ready to move forward together.

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
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7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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49 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist the buyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructions before transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaning service or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.
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What buyers need to know about the
National Association of Realtors (NAR) changes.

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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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Real Estate Expert

Cindi Brown

REALTOR® | SA715891000

cindi.heathermacy@gmail.com | (928) 433-8673

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you along this path.
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www.macygrouprealtors.com/team/cindi-brown
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you!
We'll be right there with you, every step of the way.